Applying online is the first step to refinancing a car with Innovative Funding Services. 

Auto Lease Purchase Loan Services

Are you ready to buyout the lease on your car? An auto lease purchase loan could be the answer, and Innovative Funding Services can help.

We encourage you to consider the benefits of buying out your car lease.

When you’re ready, the team of professionals at Innovative Funding Services can help arrange your lease buyout from start to finish, streamlining the lease purchase process for you to reduce paperwork, save time and minimize stress.

Innovative Funding Services provides…

  • Competitive auto loan rates
  • A broad selection of quality lenders
  • Options for low to mid-level credit scores
  • Personal service with no application fee
  • Fast turn-around on credit decisions*
  • A high number of credit approvals

Purchasing a leased car can be an overwhelming process. Let IFS guide you through, ensuring you get the best deal with the least amount of hassle. The first step to seeing what offers are available to you is applying online!

*Turn-around time on credit decisions may vary on a case-by-case basis.


expert advice about lease buyouts

IFS can help individuals with poor to moderate credit scores secure competitive auto loans, but if you know your credit still needs work, download our credit tip sheet now.


More Than a Voice On the Line

One of the most important assets IFS makes available to you during the auto loan process is its remarkable staff. Our family of employees is here to serve you!

Individuals who care about your financial situation
Live customer support six days a week
Personal Finance Advisors to guide you
Titling professionals see you through to the end
Experts with years of finance experience
Car Loans Should Change With Your Situation

Are you ready to begin the auto loan process? The first step is to apply online. 

What Our Customers Are Saying


"I wish to compliment IFS on its professionalism, services offered, patience, responsiveness, technological saviness, expeditious manner in which the transaction was completed. I would also like to compliment, in particular, Harry C. for being super at his job. I've never re-financed a vehicle in the past and didn't know much about how to do it or the process. Harry was assigned my refinance and I couldn't have been happier and pleased. Thank you Harry!"
-M.M. on 7/5/2016, Better Business Bureau

"I used IFS to exercise a purchase option on a leased vehicle and Charles Cook at IFS was very help. They pulled a very good rate for me and drew up all the paperwork with very little effort on my end. Process was smooth and handled all the details with the old title owner (car manufacturer) and financier. Entire process was surprisingly straightforward and painless."
-Brad of Austin, TX on 8/24/14, LendingTree

"Can't say enough great things about my experience with Innovative Funding! From the time Tina called me and we discussed what I was looking for, she had me approved within a couple hours with the exact loan I was looking for, and a couple options to choose from. The entire process was fast, efficient, professional, and very easy. We did everything online and by phone, I never expected refinancing my car to be so painless and so fast! Would definitely recommend them to anyone looking for a great quality experience in financing."
-Terri J. on Credit Karma