About Us

Who is Innovative Funding Services?

Innovative Funding Services (IFS), based in Austin, Texas, was founded in 2007 as an automotive loan services company matching consumers with a full spectrum of credible finance sources. We specialize in auto refinancing, auto lease purchases, company car purchases, and more.

We are licensed as a registered lender with the Texas Office of Consumer Credit Commissioner, and all our lending partners are FDIC-insured financial institutions. Additionally, we are licensed in most states and are a member of the Better Business Bureau.


IFS Provides AUTO Loan Services

Since our inception, we have partnered with some of the most recognizable and respected auto manufacturers and financial lenders to provide our customers with a simple, reliable auto loan process.

We take care of the entire finance process, from matching you with one of our reputable lenders for a better loan to processing your title work. Learn more about the auto loan process here.

IFS was founded to serve people who want to buy company cars, also known as fleet vehicles. We were one of the first companies to serve the fleet buyout market, and we have been the leader in the fleet car financing field for years.

Now, IFS has expanded its loan services to refinance, lease purchase, and other areas of auto finance.

The honesty was refreshing and relieving.

At the end of my lease I contacted [an IFS financial advisor and he] assisted me through this whole process with the most professional care I have ever received when dealing with the purchase of a vehicle…I have purchased and leased a number of vehicles and have had issues with every transaction.

John W. | Chicago, Illinois

Apply Online

IFS offers a simple, non-intimidating process that allows you to start the finance process online or by telephone. You can tap into our team of experts anytime to help guide you.

Ask Away

Auto financing and auto loan refinancing can be tricky business. Luckily we live and breathe this stuff. We love questions and provide quick answers and valuable insights.

Peace is Trust

Let us earn your trust before we help you get a better car loan. Sign up to receive three brief emails (we will not share your info) to learn more about Innovative Funding Services.

Want to Learn More about IFS?

Submit this brief form. You will be redirected to information about our auto loan process. Then, you can check your inbox for relevant info just for you about our auto loan services.


Expert Advice

download these free resources now

Car finance is overwhelming. Download free, expert checklists, tip sheets, and eBooks to guide you on the road ahead.

Get Advice »

Be Smart

What is car loan prequalification?

Educated customers make smart financial decisions. Learn about important car finance from our resource library.

learn now »