About Us

IFS Building

Innovative Funding Services (IFS), based in Austin, Texas and part of the Hourglass Management portfolio, was founded in 2007 as an automotive finance company linking consumers with a full spectrum of credible finance sources. IFS specializes in auto lease purchases, auto refinancing and company car purchases.

Many companies sell their fleet vehicles to employees and other consumers, and financial institutions with off lease portfolios benefit from selling their leased vehicles to the lessee at the term of the lease. Helping those people get financing is an important part of the process. Innovative Funding Services provides an end to end finance solution to its customers by sourcing financing, warranty and service contract products, completing the application and funding process, and perfecting title work all while the customer communicates with an IFS finance adviser from the comfort of their home or office.

Many times, IFS can eliminate trips to the bank, credit union or DMV with their state of the art electronic document process.

Since inception IFS has partnered with some of the most recognizable and respected auto manufacturers and lending institutions to provide their customers with a simple, reliable auto loan process at a competitive rate.

Apply Online

IFS offers a simple, non-intimidating process that allows you to start the finance process online or by telephone. You can tap into our team of experts anytime to help guide you.

Ask Away

Auto financing and auto loan refinancing can be tricky business. Luckily we live-and-breathe this stuff. We love questions and provide quick answers and valuable insights.

Peace of Mind

We want you to get the best loan possible. Our Austin, Texas team is comprised of experts in the auto and finance industries focused on one goal – pleasing our customers.


Moving Forward

auto loans an easier way. your way.

You found the right vehicle, now you need the right loan. You want a great low rate and a simple application process. Your goals are our goals.

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Credit Simplicity

the impact of your credit

Credit scores aren’t as black and white as most will have you believe. There’s several tried and true methods that we trust will improve your score

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