What you need to know about Innovative Funding Services’ auto loan process. 

YOUR CAR FINANCE QUESTIONS ANSWERED

Every day, we receive dozens of inquiries about the ins-and-outs of financing a car. In an effort to answer your questions and make the answers easy to find, we’ve developed two resources.

1. FREQUENTLY ASKED QUESTIONS

Sometimes you just need a quick answer. That’s why we’ve broken down the questions we get most frequently into categories you can reference quickly. Please follow the links below to get immediate answers to frequently asked questions.

I have questions about the loan process.

I have questions about loan qualification.

I have questions about my credit.

I have questions about my vehicle.

I have questions about my current loan.

I cant find answers to my questions anywhere!

2. The Car Finance Library

The Library provides in-depth knowledge about important finance topics. It’s information you may need to make informed decisions about your next car loan.

Your Guide Through the Auto Loan Process

The auto loan process does not have to be overwhelming. Let IFS guide you through it, saving you time, money and stress. 

Access multiple lenders with one online application
Personal Finance Advisor to guide you
Competitive auto loan rates from respected lenders
Options for low to mid-range credit scores
Important document completion including titling
History of helping people like you save money
The Auto Loan Process Starts With Applying Online

Are you ready to begin the auto loan process? The first step is to apply online. 

What Our Customers Are Saying


"I wish to compliment IFS on its professionalism, services offered, patience, responsiveness, technological saviness, expeditious manner in which the transaction was completed. I would also like to compliment, in particular, Harry C. for being super at his job. I've never re-financed a vehicle in the past and didn't know much about how to do it or the process. Harry was assigned my refinance and I couldn't have been happier and pleased. Thank you Harry!"
-M.M. on 7/5/2016, Better Business Bureau

"I used IFS to exercise a purchase option on a leased vehicle and Charles Cook at IFS was very help. They pulled a very good rate for me and drew up all the paperwork with very little effort on my end. Process was smooth and handled all the details with the old title owner (car manufacturer) and financier. Entire process was surprisingly straightforward and painless."
-Brad of Austin, TX on 8/24/14, LendingTree

"Can't say enough great things about my experience with Innovative Funding! From the time Tina called me and we discussed what I was looking for, she had me approved within a couple hours with the exact loan I was looking for, and a couple options to choose from. The entire process was fast, efficient, professional, and very easy. We did everything online and by phone, I never expected refinancing my car to be so painless and so fast! Would definitely recommend them to anyone looking for a great quality experience in financing."
-Terri J. on Credit Karma