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Applying online is the first step to refinancing a car with Innovative Funding Services. 

Refinance Auto Loan Services

IFS specializes in helping customers refinance auto loans to reduce their interest rates and decrease monthly payments. For consumers in a tight economy, auto refinance is often a fast solution to bring down monthly car payments. The finance experts at IFS have access to lenders offering competitive interest rates and flexible loan terms that can help.

If you need to cut your monthly bills, refinancing a car could be the answer. Applying for a refinance loan is the next step to take to learn more about what is available to you.


We encourage you to consider the benefits of refinancing your car.

  • Reduce Your Payment: Refinance to lower monthly payments
  • Get the Lowest Rate: IFS shops the best rates available to you
  • Include Extras: Taxes and fees can be added to IFS loans
  • Get Help: Title work is facilitated by IFS experienced staff
  • Keep It Simple: IFS offers a streamlined auto refinance process

More Refinance Auto Loan Information

Are you ready to begin the auto loan process? The first step is to apply online. 

What Our Customers Are Saying

"I wish to compliment IFS on its professionalism, services offered, patience, responsiveness, technological saviness, expeditious manner in which the transaction was completed. I would also like to compliment, in particular, Harry C. for being super at his job. I've never re-financed a vehicle in the past and didn't know much about how to do it or the process. Harry was assigned my refinance and I couldn't have been happier and pleased. Thank you Harry!"

-M.M. on 7/5/2016, Better Business Bureau

"I used IFS to exercise a purchase option on a leased vehicle and Charles Cook at IFS was very help. They pulled a very good rate for me and drew up all the paperwork with very little effort on my end. Process was smooth and handled all the details with the old title owner (car manufacturer) and financier. Entire process was surprisingly straightforward and painless."

-Brad of Austin, TX on 8/24/14, LendingTree

"Can't say enough great things about my experience with Innovative Funding! From the time Tina called me and we discussed what I was looking for, she had me approved within a couple hours with the exact loan I was looking for, and a couple options to choose from. The entire process was fast, efficient, professional, and very easy. We did everything online and by phone, I never expected refinancing my car to be so painless and so fast! Would definitely recommend them to anyone looking for a great quality experience in financing."

-Terri J. on Credit Karma

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