Should I Refinance My Home Loan?
Do The Math And Make The Right Decision. Your home loan represents a major financial commitment — perhaps the biggest of your life — but it’s not set in stone. With good credit, you might be able to refinance your…
What Does the Check Engine Light Mean?
It Might Not Be That Bad, But It Should Not Be Ignored. It has happened to just about everyone who has ever owned a car: You are driving along, minding your own business, when the dreaded “Check Engine” light comes…
Should I Save My Credit Card on My Smartphone?
Virtual Wallets Bring Risks as Well as Rewards. Android Pay. Apple Pay. Samsung Pay. If you own a smartphone, you probably have at least one of these built-in apps. And you have probably been prompted to enter your credit, debit…
What Is Debt Consolidation?
Is Debt Consolidation Right for Me? It’s easy to reach for the plastic to pay for something, but that ease brings with it the risk of credit card balances quickly spiraling out of control. And when credit card debt is…
Should I Get Credit Counseling?
Learn When Credit Counseling May Be Worth It In many American households, for a wide variety of reasons, debt has become a prominent — and incredibly stressful — topic. Too many of us are living paycheck to paycheck and supplementing…
How Do I Dispute My Credit Report?
What should I do if I see an error on my credit report? If you are rebuilding or closely monitoring your credit, the odds are good that you will, at some point, find a mistake on your credit report. Believe…
Decoding the Free Credit Report Sites
What Should You look for From a Free Credit Report Website? By now, you should be well aware of the importance of credit scores and the need to keep a close eye on yours. That requires monitoring your credit report,…
How to Get a Perfect Credit Score
How Do I Get an 850 Credit Score? It’s every financially responsible American’s dream: the rare and elusive “850” — the perfect credit score and a golden ticket to low-interest loans and premium credit cards. It can be yours, but…
Top 3 Credit Card Rewards
Are Credit Card Rewards Worth the Risk of Revolving Credit? Is it worth signing up for a new credit card just for the rewards? Expert opinions are divided, but one thing is certain: If you’re going to add another account…
How to Deal with Identity Theft
My Identity Has Been Stolen. Now What? Don’t panic! The Federal Trade Commission (FTC) and the three major credit reporting agencies (Equifax, Experian and Transunion) have responded to the growing threat of identity theft with processes that you can follow…
