Service Protection Overview

At Innovative Funding Services (IFS), we offer service protection products that pay for repairs that you would otherwise have to pay out-of-pocket and that cover you from liability that your auto insurance will not. These include Vehicle Service Protection Contracts, GAP Insurance, and Tire and Wheel Protection Plans.

We can help you bundle any or all of the service products below into your auto loan financing. Or you can buy one of these products as a standalone purchase.

As always, we are here for you Monday through Saturday if you have questions about these products or auto finance in general.

Vehicle Service Protection Contract

WarrantyVehicle Service Protection Agreements, also known as Auto Warranties, cover car owners from repair costs related to unforeseen mechanical breakdowns.

Service agreements come in all types and sizes so it is important to purchase coverage from a trusted source.

Innovative Funding Services (IFS) represents only the best and most comprehensive programs in the automotive industry. We offer programs from various providers, so your dedicated Finance Advisor will work to find you the plan that is the best fit for you.

Service protection helps drivers have peace-of-mind on the road ahead.



Gap InsuranceWhen a vehicle is damaged or stolen, the car owner’s insurance company is only obligated to pay for the car’s market value. However, many owners owe more on their car loans than their cars are worth, meaning that if their cars are totaled or stolen that their insurance companies will not give them enough cash to pay off their auto loans. If you find yourself in such a situation, you will end up paying for a car that no longer exists.

Innovative Funding Services (IFS) doesn’t leave borrowers unprotected. We recommend GAP (Guaranteed Asset Protection) coverage. GAP pays the difference between your outstanding loan amount and your vehicle’s actual cash value and up to $1,000 of your insurance deductible when your car is totaled in an accident or stolen.

Gap Insurance Information


car-wheel-and-tireVehicle tires and wheels are some of the most damage-prone components on a vehicle today. Replacement tires on sedans, sport utility vehicles (SUVs) or sports cars often cost $200 each. Replacing a premium or custom wheels costs up to $400 or more. Now consider that many automotive insurance policies do not cover replacing these items.

Innovative Funding Services (IFS) offers service protection from the hazards of the road with our Tire & Wheel Protection. When trouble strikes and your tires or wheels become damaged as a result of driving over debris such as nails, glass or metal, or if you have a blowout driving over a pothole, we have a service protection plan for you.

TIRE & WHEEL COVERAGe information