Why Use Innovative Funding Services?

We match customers just like you with car loans that meet their needs. We can help you buy your leased car, refinance an existing auto loan or purchase your company vehicle. Don’t wait to find out if we can help you get a better car loan today!

Applying for Financing is Easy with IFS

Save Time

One online loan application that gives you access to many reputable lenders nationwide.

Save Money

Interest rates and loan terms that save you money on your monthly car payment.

Save Stress

A personal Finance Advisor to manage the loan process from application to titling.

What Will Your Monthly Car Payment Be?

Try our Car Finance Calculator

Estimate your monthly car payment by adjusting the value, interest rate and the length of your car loan.

We Want to Help You!

a used car warranty can save you money, time and stress

Refinance Car Loan

Reduce your monthly car payment now. Refinancing your car can save money and stress every month. Why wait to save?


Auto Lease Purchase

Is it decision time? If you are looking for a car loan to purchase the car you’ve been leasing, IFS can help you do just that!

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Fleet Car Purchase

Purchasing a vehicle from your company can be easy with IFS. We help people like you buy their company’s fleet vehicles.

You Can Trust IFS with Your Next Auto Loan

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Real Customer Stories

Our customers just can’t stop talking about the money they are saving as a result of using our services. Have a look at some of the reviews from a few of our many happy customers.

$200/Month Saved

“I really appreciate the help I received from Joshua N. during the loan process!! With his help, I was able to refinance TWO car loans and save over $200 per month in interest!!

THANK YOU JOSH!!!!” – Sam J.

Reduced Interest Rates

“Before the refinance, the payments were $426.48 a month. Now they are $326.00 month…Unbelievable interest rate of 21.5 percent, but IFS dropped it to 6.75 percent. A real pleasure, thank you!” – Jerry A.

Great Service

“From the time we discussed what I was looking for, Tina had me approved within a couple hours…The entire process was fast, efficient, professional, and very easy. We did everything online and by phone…” – Terri J.

Free Car Financing Checklist

Want to learn more before you apply? Learn more about vehicle financing with our free resource packed with expert advice.

Free Credit Repair Guide

Lenders use credit scores to determine what level of risk an auto loan applicants is. Get a guide to improving your credit score today.

Customer Login

Are you already an IFS customer? Log in to track your application through the loan process now. (You must register first.)

We Want to Know

Your feedback is important to us. If you have questions or concerns about our services, please contact us!


IFS is always looking for talented individuals to join its family. Do you have a passion for helping people? Join us!