Privacy Policy

Your privacy is important to us. To better protect your privacy, we provide this notice explaining our online information practices. To make this notice easy to find, we make it available on our homepage and at every point where personally identifiable information may be requested.

Privacy applies to all information collected or submitted to IFS. We use information to complete a financial transaction. We share this information with outside parties to the extent necessary to complete the transaction. We may share personally identifiable information in ways unrelated to completing a transaction for such purposes as marketing.

To prevent unauthorized use of data information we have physical and managerial procedures in place to safe guard information as well as leading technology to ensure your information is protected.

Procedures are also in place to destroy or delete nonpublic personal information after a predetermined period of time dependant upon the transaction taken place with IFS.

Should you have other questions or concerns about these privacy policies, please call us at 1-866-50-IFS4U (1-866-504-3748) or send us an email at info@ifs4u.com.  See also Disclosures.

Privacy Notice for Website

FACTS:  WHAT DOES INNOVATIVE FUNDING SERVICES, L.L.C. DO WITH YOUR PERSONAL INFORMATION?

Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and Income
  • Account Balances and Payment History
  • Credit History and Credit Score
How?
All financial companies need to share customer’s personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer’s personal information; the reasons Innovative Funding Services, L.L.C. (IFS) chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information
Does IFS share?
Can you limit this sharing?
For our everyday business purposes—such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes—to offer our products and services to you Yes No
For joint marketing with other financial companies Yes No
For our affiliates’ everyday business purposes—information about your transactions and experiences Yes No
For our affiliates’ everyday business purposes—information about your creditworthiness No No
For our affiliates to market to you No No
For nonaffiliates to market to you Yes Yes
To limit our sharing
  •  Call 866-504-3748—our menu will prompt you through your choice(s) or
  •  Visit us online: www.ifsautoloans.com

Please noteIf you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

Questions?
Call 866-504-3748 or go to www.ifsautoloans.com

 

WHO WE ARE
Who is providing this notice? Innovative Funding Services, L.L.C. (IFS)
 
WHAT WE DO
How does IFS protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does IFS collect my personal information? We collect your personal information, for example, when you

  • Apply for a loan or give us your income information
  • Show your driver’s license or give us your contact information
  • provide employment information

“We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.”

Why can’t I limit all sharing? Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply by everyone on the account – unless you tell us otherwise.
DEFINITIONS
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Hourglass Management, Flexco Fleet Services, E Fleet Direct
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Safe-Guard Products International, Dimension Service Corporation, Wells Fargo Dealer Services, TD Bank, Warren FCU, Lending Tree, Credit Karma and True Car.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  •  Avis/Budget
OTHER IMPORTANT INFORMATION